BENCHMARKS REPORT

Industry Measure: Company Level Data
| SIC: | 6035 |
| INDUSTRY: | SAVINGS INSTN,FED CHARTERED |
| BENCHMARKS FOR THE INDUSTRY |
| NO. OF SEGMENTS REPORTING IN THE INDUSTRY: 203 |
|
1997 SALES FOR THE INDUSTRY: $ 33962 (Total Sales in $Millions) |
|
OPERATING MARGIN: NC (EBIT (divided by) Sales) |
|
CAPITAL INTENSITY: 494.0 (Sum of Total Debt plus Shareholder Equity (divided by) Sales) |
|
SALES GROWTH: 13.5 (Compound 3-Year Growth Rate in Sales for the Median Participant in the Industry) |
| BENCHMARKS FOR THE TOP FOUR COMPETITORS |
| ROE: Net Profits (divided by) Total Shareholder Equity RONCE: EBIT (divided by) Sum of Total Debt plus Shareholders' Equity |
| Competitor/Rank by Sales |
Market Share (% Ind. Sales) |
ROE | RONCE |
| #1: WASHINGTON MUTUAL INC |
21.9 | 8.9 | NC |
| #2: AHMANSON (H F) & CO |
10.7 | 15.9 | NC |
| #3: GOLDEN WEST FINANCIAL CORP |
8.5 | 13.1 | NC |
| #4: DIME BANCORP INC |
4.5 | 9.4 | NC |
| Total of #1-4: | 45.6 | 9.8 | NC |