BENCHMARKS REPORT

Industry Measure: Company Level Data
| SIC: | 6099 |
| INDUSTRY: | FUNCTIONS REL TO DEP BKE, NE |
| BENCHMARKS FOR THE INDUSTRY |
| NO. OF SEGMENTS REPORTING IN THE INDUSTRY: 10 |
|
1997 SALES FOR THE INDUSTRY: $ 837 (Total Sales in $Millions) |
|
OPERATING MARGIN: 4.6 (EBIT (divided by) Sales) |
|
CAPITAL INTENSITY: 103.2 (Sum of Total Debt plus Shareholder Equity (divided by) Sales) |
|
SALES GROWTH: 9.3 (Compound 3-Year Growth Rate in Sales for the Median Participant in the Industry) |
| BENCHMARKS FOR THE TOP FOUR COMPETITORS |
| ROE: Net Profits (divided by) Total Shareholder Equity RONCE: EBIT (divided by) Sum of Total Debt plus Shareholders' Equity |
| Competitor/Rank by Sales |
Market Share (% Ind. Sales) |
ROE | RONCE |
| #1: NATIONAL PROCESSING INC |
48.5 | 6.3 | NC |
| #2: CONCORD EFS INC |
28.7 | 15.8 | 22.4 |
| #3: ACE CASH EXPRESS INC |
10.4 | 15.3 | 9.3 |
| #4: PAY-O-MATIC CORP |
3.8 | 1.8 | 4.8 |
| Total of #1-4: | 91.4 | 5.0 | 4.5 |