BENCHMARKS REPORT

Industry Measure: Business Segment Data
| SIC: | 6351 |
| INDUSTRY: | SURETY INSURANCE |
| BENCHMARKS FOR THE INDUSTRY |
| NO. OF SEGMENTS REPORTING IN THE INDUSTRY: 40 |
|
1997 SALES FOR THE INDUSTRY: $ 16451 (Total Sales in $Millions) |
|
OPERATING MARGIN: 29.1 (Allocated Operating Profits (divided by) Segment Sales) |
|
ASSET INTENSITY: 503.2 (Allocated Assets (divided by) Segment Sales) |
|
SALES GROWTH: 14.9 (Compound 3-Year Growth Rate in Sales for the Median Participant in the Industry) |
| BENCHMARKS FOR THE TOP FOUR COMPETITORS |
| ROA: Allocated Operating Profits (divided by) Allocated Operating Assets |
| Competitor/Rank by Sales |
Market Share (% Ind. Sales) |
ROA |
| #1: GENERAL ELECTRIC CAP CORP |
17.3 | 2.4 |
| #2: GENERAL MOTORS ACCEPTANCE CP |
10.9 | 3.2 |
| #3: AMERICAN BANKERS INS GROUP |
7.0 | 5.5 |
| #4: OLD REPUBLIC INTL CORP |
6.8 | 3.9 |
| Total of #1-4: | 41.9 | 5.8 |