Final Customer Purchasing from an Intermediary of the Product

Use Steps: Use steps include all the Final customer's activities to find the appropriate product category at the Intermediary, to choose among the alternatives to the product and to take delivery of the product.

Resources: Reduce resources required for the use of the product

Time: Reduce the time the customer must spend with the product

A. Reduce steps the customer must use with the product

Reduce customer steps in the product process

Modify product to reduce maintenance

No. Year SIC Note
1 2004 6000 Employers are cutting costs and easing management of non-banking employees through prepaid cards that allow employees to access paychecks, cash bonuses and flexible spending accounts, even insurance payouts. This cuts administrative, processing and distribution costs significantly. U-Haul will save a half a million dollars a year by moving away from paper paychecks. The cards offer convenience and security if lost or stolen. The cards target the "unbanked" population that includes students, part-time or low-income workers, about 14.2 million households.

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